01 · Question
You
Invest €2,000 low risk for 10 years
Just now
Ask in plain language — FinAI classifies query type first
Coming soon
Your AI financial advisor
FinAI
FinAI is a decision intelligence system — an LLM-primary brain that routes your question through deterministic engines and returns structured cards, not generic chat.
FinAI is in active development. Join the early access list and we will notify you when the first release opens.
From question to real growth
02 · Analysis
FinAI · portfolio_cardEngines · Quant V3
Equities
45%
Bonds
40%
Intl
15%
Today10yr · Monte Carlo
Weights from portfolio_engine — LLM narrates, never invents %
Engines run portfolio, Monte Carlo, and risk — then render cards
03 · Guidance
Advisory card · engine-backed
Low-risk 10yr plan
€2,000 · educational guidance only
Structured card + plain-language narrative — numbers from engines, not hallucinations.
LLM narrates using real engine_output — educational, not hype
Architecture
Decision intelligence — not a chatbot
FinAI is an LLM-primary pipeline where the brain decides what to do and how to explain it, while engines and external APIs supply the numbers. Educational only — not regulated investment advice.
01
Understand
Classifies your question — macro vs portfolio vs market data — before any advice is generated.
02
Plan & Execute
LLM selects tools; deterministic engines fetch real quotes, run Monte Carlo, and build allocations.
03
Narrate
The LLM explains results using engine_output only — it never invents prices or percentages.
04
Present
Structured cards — allocation, metrics, macro impact, news — not a wall of generic chat text.
Portfolio planning
Capital-aware allocation with optional Quant V3 — regime detection, VaR/CVaR, and strategy selection.
“Invest €2,000 low risk for 10 years”
portfolio_cardMonte Carlo simulation
Scenario projections grounded in allocation sleeves — visualize range of outcomes, not a single guess.
“Simulate my returns over 10 years”
simulation_cardMacro & explanation
Cause-and-effect analysis for inflation, rates, and markets — macro_engine with regime context.
“Is inflation bad for stocks?”
macro_cardMarket data & news
Live quotes, sentiment, and news cards wired to real providers — summaries grounded in article data.
“Latest AAPL news and sentiment”
news_cardInvestment signals
Timing and opportunity framing with structured signal cards — not hype, engine-backed context.
“Should I invest now?”
signal_cardFinancial calculations
ROI, compound interest, and deterministic math — calculation_engine, never LLM-invented formulas.
“What is 8% compound growth on €5,000?”
calculation_cardPortfolio & risk enginesMonte Carlo simulationMacro analysisQuant Engine V3FX, crypto & market data
Route by query type first: abstract questions like "Is inflation bad for stocks?" get macro analysis — not a portfolio template.
Inside FinAI
Structured answers from real engines
Ask in plain language — FinAI routes your question, runs deterministic engines, and returns cards you can read: allocation, scenarios, and live market data.
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FinAI · 01
Macro scenario analysis
For a €3,000 medium-risk portfolio, FinAI lays out recession, high-inflation, and bull-market outcomes with expected change and success probability. Next steps stay concrete — when to review, how long to stay invested — without inventing numbers.
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FinAI · 02
Live market data cards
Crypto and market questions return live prices, 24h change, volume, and a clear trend chart from real providers. The chat stays grounded in engine output — not a generic guess about where Bitcoin is heading.
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FinAI · 03
Portfolio allocation model
Ask for an optimal portfolio and get a structured allocation card: ETFs, bonds, and optional crypto sleeves with percentages and euro amounts. Your risk profile, goal, and horizon shape the model — the LLM only narrates what the engines computed.
Coming soon
Early access — be first in line
We are building FinAI with real deterministic engines — not a generic chatbot. Early access members get launch updates, preview invites, and a chance to shape the product before public release.
Join early accessLaunch notification when FinAI opens
Preview access before public release
Direct channel for product feedback
What is FinAI?
FinAI is a decision intelligence system — an LLM-primary brain that routes your question through deterministic engines and returns structured cards, not generic chat.
- —Portfolio, Monte Carlo, macro & signal cards
- —Real market data — engines never invent numbers
- —Educational guidance only — not regulated advice
How does FinAI work?
Every request flows through run_pipeline: understand → select tools → execute engines → narrate with engine_output → render structured UI cards.
- —Query-type routing (macro vs portfolio vs market)
- —Quant V3 for regime, VaR/CVaR, optimization
- —Session memory + vector retrieval for context
Trusted by learners
Real stories from people building financial confidence.
“FinAI routed my inflation question to macro analysis — not a generic portfolio pitch. The structured card made it click.”
“FinBild made Time Value of Money click for my students — they felt compound growth before seeing a single formula.”
“Finally, financial tools that feel human. Clear, calm, and actually useful.”
Frequently asked questions
Is FinAI regulated investment advice?
No. FinAI is educational decision intelligence only. It uses real data and deterministic engines, but does not provide regulated investment advice.
How is FinAI different from a chatbot?
FinAI routes each question by type, runs specialized engines for math and market data, and returns structured cards. The LLM explains results — it does not invent prices or allocations.